PRIVACY POLICY

The PACIFIC INVESTMENT NETWORK LLC Privacy Policy covers PACIFIC INVESTMENT NETWORK LLC's treatment of personally identifiable information that PACIFIC INVESTMENT NETWORK LLC collects when the user of the PACIFIC INVESTMENT NETWORK LLC website is on the PACIFIC INVESTMENT NETWORK LLC website, and when the user of the PACIFIC INVESTMENT NETWORK LLC website uses PACIFIC INVESTMENT NETWORK LLC's Services. The PACIFIC INVESTMENT NETWORK LLC Privacy Policy also covers PACIFIC INVESTMENT NETWORK LLC's treatment of any personally identifiable information that PACIFIC INVESTMENT NETWORK LLC's business partners share with PACIFIC INVESTMENT NETWORK LLC or that PACIFIC INVESTMENT NETWORK LLC may collect on a partner's site.

The PACIFIC INVESTMENT NETWORK LLC Privacy Policy does not apply to the practices of companies that PACIFIC INVESTMENT NETWORK LLC does not own or control, or to people that PACIFIC INVESTMENT NETWORK LLC does not employ or manage. In addition, the PACIFIC INVESTMENT NETWORK LLC Privacy Policy does not apply PACIFIC INVESTMENT NETWORK LLC financial products and services, which are expressly covered by a distinct privacy policy.

1. INFORMATION COLLECTION AND USE

PACIFIC INVESTMENT NETWORK LLC collects personally identifiable information when the user of the PACIFIC INVESTMENT NETWORK LLC website subscribes to the PACIFIC INVESTMENT NETWORK LLC, when the user of the PACIFIC INVESTMENT NETWORK LLC website uses certain PACIFIC INVESTMENT NETWORK LLC products or services, when the user of the PACIFIC INVESTMENT NETWORK LLC website visits the PACIFIC INVESTMENT NETWORK LLC website, and when the user of the PACIFIC INVESTMENT NETWORK LLC website enters any promotions or sweepstakes advertised on the PACIFIC INVESTMENT NETWORK LLC website, as the case may be. PACIFIC INVESTMENT NETWORK LLC may also receive personally identifiable information from its business partners.

When the user of the PACIFIC INVESTMENT NETWORK LLC website is registered with PACIFIC INVESTMENT NETWORK LLC, the user's vital information is collected. Once the user of the PACIFIC INVESTMENT NETWORK LLC website is registered with PACIFIC INVESTMENT NETWORK LLC and signs in to the PACIFIC INVESTMENT NETWORK LLC services, the user of the PACIFIC INVESTMENT NETWORK LLC website is not anonymous to PACIFIC INVESTMENT NETWORK LLC

PACIFIC INVESTMENT NETWORK LLC also automatically receives and records information on its server logs from the user's browser including its IP address, PACIFIC INVESTMENT NETWORK LLC cookie information and the page the user of the PACIFIC INVESTMENT NETWORK LLC website requested.

PACIFIC INVESTMENT NETWORK LLC uses information for three general purposes: to customize the advertising and content the user of the PACIFIC INVESTMENT NETWORK LLC website sees, to fulfill the user's requests for certain products and services, and to contact the user of the PACIFIC INVESTMENT NETWORK LLC website about specials and new products.

Top

2. INFORMATION SHARING AND DISCLOSURE

PACIFIC INVESTMENT NETWORK LLC will not sell or rent the personally identifiable information of the user of the PACIFIC INVESTMENT NETWORK LLC website to anyone.

PACIFIC INVESTMENT NETWORK LLC may send personally identifiable information about the user of the PACIFIC INVESTMENT NETWORK LLC website to other companies or people when:

PACIFIC INVESTMENT NETWORK LLC has the consent of the user of the PACIFIC INVESTMENT NETWORK LLC website to share the information;

PACIFIC INVESTMENT NETWORK LLC needs to share information about the user of the PACIFIC INVESTMENT NETWORK LLC website to provide the product or service the user has requested;

PACIFIC INVESTMENT NETWORK LLC needs to send the information to firms or companies who work on behalf of PACIFIC INVESTMENT NETWORK LLC to provide a product or service to the user of the PACIFIC INVESTMENT NETWORK LLC website. (Unless the user of the PACIFIC INVESTMENT NETWORK LLC website is told differently, these firms or companies have no right to use the personally identifiable information provided to them beyond what is necessary to assist PACIFIC INVESTMENT NETWORK LLC);

PACIFIC INVESTMENT NETWORK LLC responds to subpoenas, court orders or legal process; or

PACIFIC INVESTMENT NETWORK LLC finds that the user's actions on the PACIFIC INVESTMENT NETWORK LLC website violates the PACIFIC INVESTMENT NETWORK LLC Terms Of Use, the PACIFIC INVESTMENT NETWORK LLC subscription documentation Terms and Conditions or the PACIFIC INVESTMENT NETWORK LLC Acceptable Use Policy, or any of the PACIFIC INVESTMENT NETWORK LLC usage guidelines for specific products or services.

Top

3. COOKIES

PACIFIC INVESTMENT NETWORK LLC may set and access PACIFIC INVESTMENT NETWORK LLC cookies on the computer of the user of the PACIFIC INVESTMENT NETWORK LLC website.

PACIFIC INVESTMENT NETWORK LLC may allow other firms or companies that are presenting information or advertisements on the PACIFIC INVESTMENT NETWORK LLC website to set and access their cookies on the computer of the user of the PACIFIC INVESTMENT NETWORK LLC website. Other firms or companies' use of their cookies is subject to their own privacy policies, not this one. Information providers and advertisers or other firms or companies do not have access to PACIFIC INVESTMENT NETWORK LLC's cookies.

PACIFIC INVESTMENT NETWORK LLC may use web beacons to access its cookies within and outside the PACIFIC INVESTMENT NETWORK LLC's network of web sites and in connection with PACIFIC INVESTMENT NETWORK LLC products and services.

Top

4. EDITING AND DELETING ACCOUNT INFORMATION AND PREFERENCES

PACIFIC INVESTMENT NETWORK LLC gives the user of the PACIFIC INVESTMENT NETWORK LLC website the ability to edit its PACIFIC INVESTMENT NETWORK LLC Account Information and preferences at any time, including whether the user of the PACIFIC INVESTMENT NETWORK LLC website wants PACIFIC INVESTMENT NETWORK LLC to contact it about specials and new products.

The user of the PACIFIC INVESTMENT NETWORK LLC website may request deletion of its PACIFIC INVESTMENT NETWORK LLC account by sending an e-mail to admin@californiainvestmentnetwork.com detailing its user name and password and requesting the termination of its account. After the account of a user of the PACIFIC INVESTMENT NETWORK LLC website has been deleted, the following information may possibly remain in the PACIFIC INVESTMENT NETWORK LLC archived records:

A temporary copy of the registration information that is routinely made to prevent accidental loss of the user's information through a computer malfunction or human error; In most cases the user's account will be deactivated and then deleted from the PACIFIC INVESTMENT NETWORK LLC database in approximately 90 days. This delay is necessary to discourage users from engaging in fraudulent activity. Information that has been copied may remain in back-up storage for some period of time after the user's deletion request. This may be the case even though no information about the user's account remains in PACIFIC INVESTMENT NETWORK LLC's active user databases.

Top

5. SECURITY

The user's PACIFIC INVESTMENT NETWORK LLC Account Information is password-protected for the privacy and security of the user of the PACIFIC INVESTMENT NETWORK LLC website.

In certain areas PACIFIC INVESTMENT NETWORK LLC may use industry-standard SSL-encryption to protect data transmissions.

Top

6. CHANGES TO THIS PRIVACY POLICY

PACIFIC INVESTMENT NETWORK LLC may amend the PACIFIC INVESTMENT NETWORK LLC Privacy Policy from time to time. If PACIFIC INVESTMENT NETWORK LLC makes any substantial changes in the way it uses the personal information of the user of the PACIFIC INVESTMENT NETWORK LLC website it will notify the user of the PACIFIC INVESTMENT NETWORK LLC website by posting a prominent announcement on the PACIFIC INVESTMENT NETWORK LLC website.

Top